Michigan First Credit Union was founded more than 90 years ago by educators and now delivers world-class service to more than 165,000+ members at our branches throughout Michigan, and were growing! We offer financial solutions for every life stage and seek to positively transform our members lives through personalized service that meets their ...Become a Member. Joining Consumers Credit Union is easy. Find the account that's perfect for your needs. Serving members in both Michigan and Northern Indiana, Consumers Credit Union offers a range of personal and business banking services for any of your financial needs.365 Live. 800.664.3828. Michigan First Credit Union provides a seamless homebuying experience with great mortgage rates. Let our lenders help you find the right home loan.Phone:(800) 664-3828. Additional Contact Details:Michigan First Credit Union - Main Office and Evergreen Branch. Credit Union Money Tips & Tricks. Downtime status for Michigan First Credit Union Main Office and Evergreen Branch: website down, app down, online banking login issues, telephone, and atm & branch availability.Routing #272479841. Credit Union ONE Headquarters: 400 E. Nine Mile Road, Ferndale, MI 48220-1774. Credit Union ONE is federally insured by the National Credit Union Administration and is an Equal Housing Opportunity. Your savings federally insured up to $250,000 and backed by the full faith and credit of the United States Government.Financial Exploration. Take a guided tour through your finances. Unearth your credit history, explore your present situation, and define the destination of your financial tomorrow. At Michigan First, financial solutions are not one-size fits all. Welcome to Financial Exploration, a program designed to walk you through every step of your finances.MICHIGAN FIRST CREDIT UNION CREDIT CARD ACCOUNT OPENING DISCLOSURES . Interest Rates and Interest Charges. Annual Percentage Rate (APR) for Purchases. 12.74% to 24.74% when you open your account, based on your creditworthiness. This APR will vary with the market based on Prime Rate.Attention Members: We have updated our online banking authentication and fraud detection. Effective Wednesday, December 9, 2020, site authentication images will no longer be required. Upon login, you will need to re-select your three (3) security questions and answers or select new security questions and answers.An excerpt of the Members First 2024 Spring Newsletter includes a note from President & CEO, Carrie Iafrate, which highlights how the M1 team has been working hard to ensure we are resourceful when serving you. Read More. Welcome to Members First Credit Union of Michigan. With credit union locations near you, we are ready to serve your ...So far in 2024, we've saved our members. $6,556,373. in loan interest by refinancing their high-rate loans from other institutions to MSUFCU.Michigan First Credit Union Offers Peace of Mind with $500,000 Coverage! At Michigan First, we go the extra mile for our members by making sure your money is protected. Deposits at Michigan First Credit Union are federally insured up to $250,000 by the National Credit Union Administration (NCUA). To further protect your deposits, Michigan First ...Do not share your personal account information. UMCU will never contact you asking for your personal account information. Call us at 800-968-8628 if you have questions or feel your account is compromised.The credit union may attempt to resolve your complaint within 60 calendar days of receiving your complaint. In the event that the matter is resolved and the credit union confirms this in writing to both you and the Consumer Assistance Center within the 60-day time period, the Consumer Assistance Center will close your case. You dispute the cred ...Michigan First Credit Union (313) 345-7200. More. Directions Advertisement. 24810 Evergreen Rd Southfield, MI 48075 Hours (313) 345-7200 Also at this address. Zeidman's Jewelry & Loan. 18 reviews. ATM. Find Related Places. Banks. Own this business? Claim it. See a problem? Let us know. You might also like ...What fees will I be charged if Michigan First Credit Union pays my overdraft? Under our standard overdraft practices: • We will charge you a fee of up to . $19. each time we pay an everyday debit card overdraft (except there will be no fee for everyday debit card overdraft transactions of $5 or less) • We will charge you a fee of up to . $19History of Black-owned Banks. Black-owned banks have a long history of serving Black Americans, and they continue to serve communities today. The first national bank in the U.S. was created in ...IRA Certificates. 1 APY = Annual Percentage Yield. Minimum balances listed is to open an account and to earn the advertised APY. All dividends and APYs are accurate as of today, and subject to change at any time. Fees may reduce earnings on accounts. A penalty will be imposed for early withdrawal from Certificate Accounts.Michigan First Credit Union, Lathrup Village, Michigan. 7,352 likes · 122 talking about this · 1,376 were here. Proudly serving our members since 1926.Michigan First Credit Union Company Stats. As of June 2022. Industry Banking Founded 1926 Headquarters Lathrup Village, Michigan Country/Territory United States CEO Michael Poulos Employees 462.The credit union may attempt to resolve your complaint within 60 calendar days of receiving your complaint. In the event that the matter is resolved and the credit union confirms this in writing to both you and the Consumer Assistance Center within the 60-day time period, the Consumer Assistance Center will close your case. You dispute the cred ... Michigan First Credit Union Offers Peace of Mind with $500,000 Coverage! At Michigan First, we go the extra mile for our members by making sure your money is protected. Deposits at Michigan First Credit Union are federally insured up to $250,000 by the National Credit Union Administration (NCUA). Overview Established in 1936, Members First Credit Union is headquartered in Midland, Michigan. Reachable: 11 branches and 11 ATMs.; Financial Resources: Stewards over $827.7 Million in assets.; Members: Proudly serves over 64,000 loyal members.; Team Cohesion: Over 210 dedicated employees as of 2024, committed to exceptional service.Drive Up. 25450 23 MILE RD. Chesterfield, MI 48051. Get Directions. This is a module that displays our branch and ATM locations data.First Credit Union is not-for-profit. We’re owned by our members, not shareholders. First Credit Union was established in Arizona in 1929.Michigan First Credit Union | 4,570 followers on LinkedIn. With over $1.4 billion in assets, Michigan First has represented financial stability to its members since 1926, and now serves over 180,000 area residents and businesses. The credit union continues growing strong by providing the best in financial products and services to its valued members!Loan is secured to buyer's existing home (maximum 80% loan-to-value on current home) Funds from the Bridge Loan are used as down payment on your new home. Michigan First Mortgage is a division of Michigan First Credit Union, a full-service credit union with branches that are easily accessible around Metro Detroit, Grand Rapids and mid ... Check your balance, transfer funds, and make loan payments by simply texting short commands to 226563.*. How it works: Log in to Online Banking, click Settings, Text Enrollment, and then toggle the button to Yes. Enter your mobile number, agree to the Terms, and then Save. Text BAL <account nickname> for balance. People also liked: Banks & Credit Unions That Offer Checking Accounts. Best Banks & Credit Unions in Southfield, MI - Michigan First Credit Union, Vibe Credit Union, People Driven Credit Union, PNC Bank, Community Choice Credit Union, Christian Financial Credit Union, Cornerstone Community Financial, Zeal Credit Union.As the 16 th largest credit union in Michigan Michigan First Credit Union stewards over $1.51 Billion in assets and proudly serves over 168,000 loyal members. With over 500 dedicated individuals as of April 2024, Michigan First is committed to providing exceptional financial services to its members and the community.Deposits at Michigan First Credit Union are federally insured up to $250,000 by the National Credit Union Administration (NCUA). To further protect your deposits, Michigan First provides additional coverage through Excess Share Insurance (ESI), creating a combination of federal and private share deposit insurance that protects your deposits for ...People First offers competitive rates for mortgages, home equity, & credit cards, in addition to loans for cars and personal. Apply today!Michigan First Credit Union provides personal banking, business banking, mortgage solutions, and insurance services to members across Michigan. We have credit union branches and mortgage offices conveniently located throughout Metro Detroit, Grand Rapids, and the Lansing area.Find company research, competitor information, contact details & financial data for Michigan First Credit Union of Southfield, MI. Get the latest business insights from Dun & Bradstreet.1,181. Phoenix. Arizona. Jeffrey Meshey. 1939. Celebrating more than 80 years in Arizona, Desert Financial is the state's most trusted local credit union with over $8 billion in assets, 400,000 ...Make an appointment at one of our convenient locations. LOC Credit Union is a Michigan Credit Union offering best-in-market auto loans, home equity, mortgages, free checking accounts, wealth management, retirement planning, Digital Banking and more.As the 16 th largest credit union in Michigan Michigan First Credit Union stewards over $1.5 Billion in assets and proudly serves over 168,000 loyal members. With over 500 dedicated individuals as of April 2024, Michigan First is committed to providing exceptional financial services to its members and the community. To make things easier for business owners, we offer a Business Checking Account that allows you to manage your money anytime, from anywhere. No minimum balance, check fees or service charges. Debit cards for multiple users with PIN and signature-based transactions. Business name on each debit card. Access to 30,000+ surcharge-free ATMs (1,600 ... Choose this card if you want to earn points for cash back, travel, gift cards, merchandise and more for every dollar you spend using your credit card. You shop. You earn. You're Rewarded! There is nothing better than earning rewards for purchases you already make with your M1 Visa Credit Cards. M1 offers you the CURewards Credit Card Rewards ...Michigan First Credit Union is a hi-tech, member-driven credit union serving Michigan with the latest in online financial management tools and resources. For more information, go to MichiganFirst ...MoneyLine. MoneyLine can be accessed by calling 800-666-9546 and entering your MSUFCU account number and 4-digit personal access code. To learn more about MoneyLine, click here. This free audio service has the ability to perform requests without the assistance of a Credit Union representative over the phone.MICHIGAN FIRST CREDIT UNION routing numbers list. MICHIGAN FIRST CREDIT UNION routing numbers have a nine-digit numeric code printed on the bottom of checks which is used for electronic routing of funds (ACH transfer) from one bank account to another. There are 1 active routing numbers for MICHIGAN FIRST CREDIT UNION.Members 1st is more than just a name—it's a mindset. Everything we do is in the best interest of all of us. We're here to help members thrive and better the communities we serve. Where others see dollars and cents, we see people and passions. And we offer a full suite of financial tools and services that help our members do more with their money.3 reviews of ADVIA CREDIT UNION "I've been with Advia for 39 years. I'm leaving. Ever since First Community Federal CU was bought out by Advia it's been all downhill. I've now been on hold for 20 min. trying to access bill pay on my account. I can do EVERYTHING except bill pay. I WAS able to access it until today. Suddenly my browser is no longer compatible with their bill pay.Best Credit Unions. Alliant Credit Union. America First Credit Union. American Airlines Federal Credit Union. Bethpage Federal Credit Union. Boeing Employees’ Credit Union. Connexus Credit Union ...Michigan First Credit Union: Locations, Contact Info, Reviews. Membership Eligibility. With more than $640 million in assets, Michigan First has represented financial stability to its members since 1926, and now serves over 86,000 area residents and businesses. It's been over 85 years since the beginning, and the credit union continues growing ...Michigan First Credit Union, Lathrup Village, Michigan. 7,352 likes · 122 talking about this · 1,376 were here. Proudly serving our members since 1926.Michigan First Credit Union. Troy Walmart Branch. 2001 W Maple Road Troy, MI 48084; Open Today: 8:00 am - 5:00 pm. Learn More. Michigan Schools and Government Credit Union. Troy Branch. 4555 Investment Drive Troy, MI 48098; Open Today: 9:00 am - 1:00 pm. Learn More. OUR Credit Union.Before your visit, please check our holiday schedule. Michigan First has 28 Credit Union branches and six Mortgage office locations throughout Southeast and West Michigan. In addition, you have access to shared branches and more than 1,600 surcharge-free ATMs across the state (nearly 30,000 nationwide) through the CO-OP Network .History of Black-owned Banks. Black-owned banks have a long history of serving Black Americans, and they continue to serve communities today. The first national bank in the U.S. was created in ...Main Office. 4Front Credit Union P.O. Box 795 Traverse City, MI 49685-0795. 24/7 Virtual Assistant, Penny: 800-765-0110 Routing Number: 272485385 Lender NMLS ID: 433904Convenient access to your money is a given with Arbor Financial. Visit one of our Michigan credit union branches or find one of more than 30,000 free ATMs wherever you travel. 9th Street, Kalamazoo, MI. Gull Road, Kalamazoo, MI. Westnedge Avenue, Kalamazoo, MI.We would like to show you a description here but the site won't allow us.Read 327 customer reviews of Michigan First Credit Union, one of the best Credit Unions businesses at 27000 Evergreen Rd, Lathrup Village, MI 48076 United States. Find reviews, ratings, directions, business hours, and book appointments online.Michigan First Credit Union | 4,653 followers on LinkedIn. With over $1.4 billion in assets, Michigan First has represented financial stability to its members since 1926, and now serves over ...We would like to show you a description here but the site won’t allow us.Savings is a national average savings number from the previous 12 months of auto, homeowner and packaged policyholders' savings when compared to the policyholders' former premiums. Individual premiums and savings will vary. Michigan First Insurance Agency, LLC is a subsidiary of Michigan First Credit Union. Business conducted with Michigan First Insurance Agency, LLC is separate and distinct ... Current Rates. Routing Number: 272078365. NMLS ID: 493687. Phone: 800.664.3828. Michigan First Credit Union offers great rates on personal and business loans, deposit accounts and more. Access our current rates online today. As the 16 th largest credit union in Michigan Michigan First Credit Union stewards over $1.5 Billion in assets and proudly serves over 168,000 loyal members. With over 500 dedicated individuals as of April 2024, Michigan First is committed to providing exceptional financial services to its members and the community.Ride Into Spring. Join us for the American 1 Credit Union Spring Car Sale on May 15-18 at Keeley Park (Jackson Fairgrounds). Shop six local dealers, including Jackson Auto , Huff Auto , J&J Auto , Avenue Auto , Seymour Ford Lincoln, and Power Barn. Plus, we are choosing five people per day to each win their first car payment on us, up to $300 ...Mortgages. The right mortgage loan to fit your lifestyle. LMCU offers low mortgage rates, low down payment requirements (including programs requiring as little as 0-3%*), and industry-low closing costs to help you pay less compared to traditional banks and other credit unions. Our lending experts will provide the personal service you deserve ...Credit Union. 27000 Evergreen Rd, Lathrup Village, Michigan 48076. linktr.ee/michiganfirstcu. Show more posts from michiganfirstcu. 1,051 Followers, 402 Following, 797 Posts - See Instagram photos and videos from Michigan First Credit Union (@michiganfirstcu)Since its inception in 1926 the Michigan First Credit Union has been serving its members in the LATHRUP VILLAGE, Michigan area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages.To make things easier for business owners, we offer a Business Checking Account that allows you to manage your money anytime, from anywhere. No minimum balance, check fees or service charges. Debit cards for multiple users with PIN and signature-based transactions. Business name on each debit card. Access to 30,000+ surcharge-free ATMs (1,600 ...Michigan First Credit Union provides personal banking, business banking, mortgage solutions, and insurance services to members across Michigan. We have credit union branches and mortgage offices conveniently located throughout Metro Detroit, Grand Rapids, and the Lansing area.Holiday Hours Reminder! Thursday, December 31: Kroger branches open until 1pm. All other branches open until 12 noon. Friday, January 1: All branches closed. You can still call us anytime of the day or night! Our 365Live team will be here - 800.664.3828. Holiday Hours Reminder! Thursday, December 31: Kroger branches open until 1pm.Seeking detailed insights about Michigan First Credit Union in Eastpointe, MI (21650 Gratiot)? You've arrived at the right place! Our Community Q&A section is a treasure trove of information, where members and visitors alike share their experiences, ask questions, and get answers about everything from branch-specific services, account opening procedures, to loan options and financial advice.Main Office. 4Front Credit Union P.O. Box 795 Traverse City, MI 49685-0795. 24/7 Virtual Assistant, Penny: 800-765-0110 Routing Number: 272485385 Lender NMLS ID: 433904Access to over 30,000 surcharge-free ATMs (over 1,600 in Michigan) Free online and mobile banking. 24/7 member service through our 365 Live Call Center. Receive electronic e-statements. Pay bills electronically (must have a savings account as well) No monthly fee *. Provide Overdraft Coverage for your checking account.PFCU is dedicated to providing member's products and services that make banking easy. Become a member and see why our members enjoy banking with us! Become a Member. Experience great personal and business banking at PFCU in Michigan. Explore our account and loan options and become a member of our credit union today.Contact Michigan One Community Credit Union. Contact Us. Ionia Main - 616-527-3900 | South Ionia - 616-523-3900 . Carson City - 989-584-3900 | Greenville West - 616-225-2200. Alma - 989-462-0474. You can reach us by text message as well- 616-527-3900 | 616-225-2200 Send a secure message to schedule a time for us to reach you.We are dedicated to bringing these experiences to life through personalized service, expert financial insights, and access to a variety of accounts, loans, and top-rated digital banking tools. Join the Michigan First team to learn new skills, continue your education, and grow in your career path. Our team members also receive medical, dental ...Michigan First Credit Union (Sterling Heights Walmart Branch) is located at 33201 Van Dyke Avenue, Sterling Heights, MI 48312. Contact Michigan First at (800) 664-3828. Access reviews, hours, contact details, financials, and additional member resources. Locations (33)Here are some of the country's top credit unions: Alliant Credit Union. Alliant offers an above-average interest rate for savings. Membership is not restricted; you can join with a $5 donation to ...Access a best-in-class app experience. With the latest technologies and capabilities, our app makes banking simple and convenient on your Apple or Android device. Manage …YelpPlease contact us at (844) 301-8899. Applications on auto loans, credit cards and personal loans can be taken over the phone 24 hours a day. Aircraft Loans. For information or questions on existing aircraft loans, call us at (800) 999-3712or email us at [email protected]. Community Relations.Savings Secured Loan. The Savings Secured Loan is perfect for people who need to build their credit back up to qualify for a larger loan. You use your money as collateral, and can borrow anything from $500 up to the balance in your savings account. Apply Now!Checking. Michigan First Credit Union checking accounts, also referred to as Share Draft Accounts, provide convenient access to your funds through debit cards, physical checks, and ATMs. Contact the credit union at (800) 664-3828. Checking Accounts (Share Draft) - NCUA. Contact the credit union.Michigan First Credit Union provides personal banking, business banking, mortgage solutions, and insurance services to members across Michigan. We have credit union branches and mortgage offices conveniently located throughout Metro Detroit, Grand Rapids, and the Lansing area.Jobs to fill this year: 70. Why Michigan First Credit Union is cool: $5,000 annual tuition reimbursement for degree programs directly related to positions. $200 referral bonuses. Fully equipped ...Best Credit Unions. Alliant Credit Union. America First Credit Union. American Airlines Federal Credit Union. Bethpage Federal Credit Union. Boeing Employees' Credit Union. Connexus Credit Union ...Michigan First Credit Union is located at 19200 Wyoming Ave in Detroit, Michigan 48221. Michigan First Credit Union can be contacted via phone at 800-664-3828 for pricing, hours and directions. Contact Info. 800-664-3828 (313) 342-8495; Questions & AnswersIRA Certificates. 1 APY = Annual Percentage Yield. Minimum balances listed is to open an account and to earn the advertised APY. All dividends and APYs are accurate as of today, and subject to change at any time. Fees may reduce earnings on accounts. A penalty will be imposed for early withdrawal from Certificate Accounts.As a community-based credit union, our focus is helping members and businesses through flexible checking & savings accounts, a variety of loan types, and convenient account access.Deposits at Michigan First Credit Union are federally insured up to $250,000 by the National Credit Union Administration (NCUA). To further protect your deposits, Michigan First provides additional coverage through Excess Share Insurance (ESI), creating a combination of federal and private share deposit insurance that protects your deposits for ...Michigan First Credit Union | 4,653 followers on LinkedIn. With over $1.4 billion in assets, Michigan First has represented financial stability to its members since 1926, and now serves over ...Contact Michigan One Community Credit Union. Contact Us. Ionia Main - 616-527-3900 | South Ionia - 616-523-3900 . Carson City - 989-584-3900 | Greenville West - 616-225-2200. Alma - 989-462-0474. You can reach us by text message as well- 616-527-3900 | 616-225-2200 Send a secure message to schedule a time for us to reach you.Michigan First Credit Union. We are proud to partner with Credit Union Student Choice in offering our members a valuable student lending solution! Not currently a member of the credit union? Don't put your dream on hold, apply now for financing. You will need to become a member of the credit union before we can fund your loan, so be sure to ...No Money Down Mortgage only available for applicant's primary residence in Michigan with a maximum loan amount of $250,000. Manufactured homes do not qualify. Cannot be combined with other offers, including but not limited to the $300 First Time Homebuyer closing cost credit. Terms and Conditions subject to change.
Access a best-in-class app experience. With the latest technologies and capabilities, our app makes banking simple and convenient on your Apple or Android device. Manage …. Bar a boo
First Community is the largest credit union in Missouri and among the Top 10 financial institutions in the region. Our membership continues to grow as we fulfill our mission to provide quality products and affordable financial services; as we’ve done for over 80 years.Michigan First Credit Union provides personal banking, business banking, mortgage solutions, and insurance services to members across Michigan. We have credit union branches and mortgage offices conveniently located throughout Metro Detroit, Grand Rapids, and the Lansing area.An excerpt of the Members First 2024 Spring Newsletter includes a note from President & CEO, Carrie Iafrate, which highlights how the M1 team has been working hard to ensure we are resourceful when serving you. Read More. Welcome to Members First Credit Union of Michigan. With credit union locations near you, we are ready to serve your ...Current Rates. 800.664.3828. Michigan First Credit Union offers free online financial calculators to help you make big decisions. Get started with one of our easy to use calculators.Routing #: 254075438. FEDSTAR ONLINE BANKING LOGIN. It's our birthday, and you're invited! We just turned 89, and we're going to party hearty - right up to our big 9-0 with weekly winners and a grand prize of $1,935! Click here to learn about our Birthday Bash Extravaganza Sweepstakes. Rev up the Rewards!Awesome! You can apply for a loan in the following ways: Online Banking - once logged in, click on the loans tab and then "apply now". Michigan First Mobile App - once logged in, click on "apply now" from the home screen. By Calling Us: 800.664.3828. Visiting a Branch. The quickest and easiest way to apply is via Online banking or our mobile app.Michigan First Credit Union has 1 current employee profile, President/CEO Michael Poulos. Contacts. Edit Contacts Section. Job Department. Protected Content. Chief Operations Officer. Non-Management, Executive Operations. 2 emails found 1 phone number found . View Protected Content.365 Live. 800.664.3828. Michigan First Credit Union provides a seamless homebuying experience with great mortgage rates. Let our lenders help you find the right home loan.1 review of Michigan First Credit Union "24/7 ATM that gives you higher bills thank $20's! I started using their services for past few months and it's super easy to use. Also, the staff is extra friendly and willing to help." Michigan First Credit Union provides personal banking, business banking, mortgage solutions, and insurance services to members across Michigan. We have credit union branches and mortgage offices conveniently located throughout Metro Detroit, Grand Rapids, and the Lansing area. Michigan First Credit Union | 4,653 followers on LinkedIn. With over $1.4 billion in assets, Michigan First has represented financial stability to its members since 1926, and now serves over ...Macomb Kroger Branch. 16450 26 Mile Road Macomb, MI 48042. Open Today: 10:00 am - 7:00 pm. Learn More. ↑ Back to Top. Explore the interactive map of Michigan First Credit Union (Macomb, Michigan) branch locations.To be eligible to refinance your student loans, you must have graduated from an approved school ‡ and be a member of Michigan First Credit Union. You may apply without being a member of the credit union, but you will need to become a member in order for the loan to be funded.As with all our credit cards, you'll enjoy our everyday low interest rates, and because we charge no annual, balance transfer, or cash advance fees, you'll save more than with other higher rate cards. LEARN MORE. CALCULATORS. APPLY FOR A CREDIT CARD. 365 Live. 800.664.3828. Michigan First Credit Union provides a seamless homebuying experience with great mortgage rates. Let our lenders help you find the right home loan. Michigan First Credit Union. October 4, 2019 · Join us at our Shred Day event tomorrow from 10 a.m. to 12 p.m. at our Lathrup Village branch. To have old documents and confidential information shredded, please bring five food items or $5 to donate.Savings is a national average savings number from the previous 12 months of auto, homeowner and packaged policyholders' savings when compared to the policyholders' former premiums. Individual premiums and savings will vary. Michigan First Insurance Agency, LLC is a subsidiary of Michigan First Credit Union. Business conducted with Michigan First Insurance Agency, LLC is separate and distinct ...Michigan First Credit Union was chartered on Jan. 1, 1926. Headquartered in Lathrup Village, MI, it has assets in the amount of $699,553,175. Its 101,168 members are served from 12 locations. Deposits in Michigan First Credit Union are insured by NCUA. Membership Eligibility.By renting a safe deposit box at our Evergreen, Gratiot , Breton or Wyoming branches, you have maximum protection for important papers, family heirlooms and other items of exceptional value. Our safe deposit boxes are fire-proof, vaulted and secured using the latest hand-scan technology. Michigan First is a full-service credit union with ...4 BUC = Used Boat Price Guideline; 5 LTV = Loan To Value. *APR = Annual Percentage Rate. Rates are based on credit score and subject to change without notice. The better the credit, the better the rate. Call Michigan First for details at 800.664.3828..